Your Citi® routing number is a critical piece of information for tasks like setting up direct deposit, sending wire transfers, or linking your account to payment apps. This nine-digit number identifies your financial institution to ensure your money moves correctly. Here’s how to find it quickly and avoid errors.
Why Your Routing Number Matters
The routing number directs funds to the correct bank during electronic transfers. Using the wrong number can lead to delays or, worse, misdirected payments. The system relies on this number to process transactions accurately, especially for direct deposits from employers or government agencies.
How to Locate Your Citi Routing Number
There are three main ways to find your Citi routing number:
- On a Check: The routing number is the first nine digits printed in the bottom left corner of your Citi check.
- Through Online Banking: Log in to your Citi account via the website or mobile app. Navigate to your “Account Settings” or “Account Details” section, where your routing number will be displayed alongside your account number.
- By Contacting Customer Service: Call Citi at 1-888-248-4226 to speak with a representative who can provide the correct routing number for your account. This is the best option if you’re unsure which number to use.
Routing Numbers by State
Citi uses different routing numbers depending on the state where you opened your account. Here’s a quick reference:
- Alabama: 062100117
- Arizona: 062100117
- California: 062100117
- Colorado: 062100117
- Connecticut: 062100117
- Delaware: 062100117
- Florida: 062100117
- Georgia: 062100117
- Hawaii: 062100117
- Idaho: 062100117
- Illinois: 062100117
- Indiana: 062100117
- Iowa: 062100117
- Kansas: 062100117
- Kentucky: 062100117
- Louisiana: 062100117
- Maine: 062100117
- Maryland: 062100117
- Massachusetts: 062100117
- Michigan: 062100117
- Minnesota: 062100117
- Mississippi: 062100117
- Missouri: 062100117
- Montana: 062100117
- Nebraska: 062100117
- Nevada: 062100117
- New Hampshire: 062100117
- New Jersey: 062100117
- New Mexico: 062100117
- New York: 062100117
- North Carolina: 062100117
- North Dakota: 062100117
- Ohio: 062100117
- Oklahoma: 062100117
- Oregon: 062100117
- Pennsylvania: 062100117
- Rhode Island: 062100117
- South Carolina: 062100117
- South Dakota: 062100117
- Tennessee: 062100117
- Texas: 062100117
- Utah: 062100117
- Vermont: 062100117
- Virginia: 062100117
- Washington: 062100117
- West Virginia: 062100117
- Wisconsin: 062100117
- Wyoming: 062100117
Routing Numbers vs. Account Numbers
The routing number identifies the bank, while your account number identifies your specific account within that bank. Both are necessary for most financial transactions.
Using Your Citi Routing Number
You’ll need your routing number for:
- Setting up direct deposit from your employer.
- Sending or receiving wire transfers.
- Paying bills online through platforms like bill pay.
- Linking your account to third-party apps (Venmo, PayPal, etc.).
- Ordering new checks.
Finding and verifying your Citi routing number is a simple but crucial step for managing your finances effectively. Double-check the number before submitting it to ensure accuracy.
